5 Factors That Affect Life Insurance

Sooner or later, purchasing a life insurance policy becomes an essentiality for everyone. There are several factors that can affect your life insurance policy and it’s important to know which areas underwriters will look into.


There is a noticeable difference in Hickory North Carolina life insurance rates between smokers and non-smokers. It is also important to note that insurance companies include contestability clauses which can dispute claims because of fraud or misrepresentation. That is why it is important to be forthright when disclosing information about smoking.

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JK Insurance: The Benefits of Workers Compensation Insurance for Small Business Owners

Small businesses are not exempt from obtaining workers compensation insurance. This is a means of protection for both the business and its employees. Here’s a look at the benefits small business owners can expect when they purchase workers compensation insurance from JK Insurance Hickory.

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Jeff Kincaid Insurance: Why Small Business Owners Need Insurance Coverage

Small business owners often have a lot on their plates and too many times there is not enough room for insurance. That is a mistake in so many ways because no business is completely exempt from any unexpected damages. Those damages are also capable of happening in a variety of ways. If some kind of event takes place to disrupt your business, no matter where it is located, there needs to be a way to protect the business. This is where business interruption insurance steps in to help.

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Jeff Kincaid Insurance: The Essentials of Buying Commercial Property Insurance

The oldest forms of business always needed an actual place to conduct business. That still rings true today and there is still a need to protect actual businesses. That has led commercial property insurance to become as much of a necessity as it has ever been.
No business is exempt from the threat of break-ins, fire, water damage or natural disasters. Commercial property insurance can account for losses and any damages to an existing business. However, there are some essentials everyone owner should know when it comes to purchasing commercial property insurance from Jeff Kincaid Insurance Agency Hickory.

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Insurance Hickory NC | Auto, Home, Life, Business | Jeff Kincaid Insurance

Jeff Kincaid Insurance is a full-service insurance agency that can make the process of buying any kind of insurance easier and more affordable. Jeff Kincaid Insurance has been in business for more than 25 years and has been able to learn the finer points involved in every kind of insurance. Our clients benefit from our team of helpful and experienced insurance agents who always put our clients first.

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Jeff Kincaid Insurance: Questions To Ask When Buying Homeowners Insurance

There is a long line of options for people to choose from when it comes time to purchase homeowners insurance. It can be confusing and sometimes overwhelming. That is why it is important to always ask the right questions while buying homeowners insurance. Here’s a look at some of those questions.

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